Ask from our Property Experts

What our customers are asking:

Who provides Green loans and mortgages with reduced interest rates?

In 2023 the UK government allocated 4.1 million for green loan products to enable homeowners to borrow money specifically for energy upgrades whereby the homeonwer will be able to incorporate the repayment into their regular monthly mortgage instalments.Contributing ...

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How will the Bill affect tenancy durations?

The Renters Reform Bill will introduce measures that will provide tenants more security and flexibility by removing fixed-term tenancies.

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Why are landlords planning to quit the private rental market?

Many landlords believe the new Renters Reform Bill will affect their prospects adversely, so they want to leave before it impacts them financially.

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How does the Leasehold and Freehold Reform Bill aim to benefit current leaseholders?

The bill primarily intends to simplify and reduce costs for leaseholders looking to extend their lease or purchase their freehold.

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What can the UK learn from the US coliving model?

The UK can learn valuable lessons from the US coliving model, such as addressing housing affordability issues, offering high-quality living spaces, and catering to diverse demographics.

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How can homeowners gain from this government initiative?

Homeowners can gain from a cut in their mortgage rate if they use these schemes to make their homes more energy efficient.

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Who is coliving designed for?

Coliving is designed for young working professionals, remote workers, digital nomads, and students who seek affordable and community-oriented living arrangements.

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How will the 2024 UK pet microchipping reforms help prevent pet theft?

The reforms will make it easier to flag suspicious activity related to pet theft and strengthen the process for transferring ownership of pets.

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What reforms have been implemented in the Welsh private rented sector?

The Renting Homes (Wales) Act 2016 finally came into force as of December 2022, introducing new occupation contracts and regulatory requirements. However, there were delays in its implementation, causing a slowdown in regulatory development.

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How did COVID-19 affect short-term lets in the UK, short term and long term?

The pandemic boosted short-term lets with a surge in domestic travel. Landlords shifted to tourist markets like the Lake District and Cornwall, displacing locals. The UK staycation trend has continued post-pandemic.

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What recommendations has the CMA proposed to address the identified problems it identified with the housing market?

Recommendations include requiring councils to adopt amenities on new housing estates, appointing a New Home Ombudsman, streamlining planning systems, and incentivising builders to diversify tenures and home types.

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How did the Chancellor address the issue of falling tax revenues and potential budget deficit?

The Chancellor's NIC cut is estimated to reduce tax revenues by 10.5 billion annually. Future tax increases resulting from freezing income tax thresholds are planned to offset this.

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What are the benefits of a country having fiscal rules?

Fiscal rules help instill discipline in government finances to maintain sustainable debt levels. They also contribute to economic stability by creating a more predictable economic environment.

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How will the proposed changes impact housing development, particularly in the build-to-rent sector?

Construction industry experts are concerned about the potential impact on new housing development, especially in the build-to-rent sector. Uncertainties surrounding exemptions and payment schedules raise concerns about the practicality and viability of such developme...

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How does the new mortgage charter benefit borrowers?

The charter allows borrowers to communicate with their lender without impacting their credit score, provides the option to switch to interest-only or extend the mortgage term without credit score consequences, and offers measures to avoid repossession in extreme circ...

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What is the Environmental Farmers Group (EFG)?

EFG is a cooperative founded by farmers in Hampshire, Wiltshire, and Dorset dedicated to implementing coordinated environmental projects on a catchment scale.

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What changes are proposed for existing leaseholders?

Existing leaseholders benefit from simplified and cost-effective processes for extending lease terms, extending standard lease terms to 990 years with reduced ground rent, and removing the two-year ownership requirement for accessing reforms.

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How is Scottish Land & Estates proposing to address these issues?

The organisation is advocating for a more flexible approach. They want an open registration process maintained while actively engaging with the industry and its representatives to refine the regulations.

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What is the Renters Reform Bill, and why is its progress a matter of concern?

The Renters Reform Bill is a legislative proposal aimed at implementing reforms in the rental sector. It seeks to introduce changes that could impact landlords and tenants, such as improving tenants' rights, enhancing rental property standards, and addressing issues ...

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Is there a Code of Practice for Developers carrying out building safety remediation works?

Yes, currently, the Code of Practice is applicable exclusively in England. However, there's a possibility that the Welsh Government may adopt it for use in Wales in the future.

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What is the purpose of the new licensing scheme introduced by Kensington and Chelsea Council?

The new scheme aims to improve housing standards and tackle criminal landlords operating Houses in Multiple Occupation (HMO). It also offers added protection for tenants by identifying licensed and responsible landlords.

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How has Zero Deposit, a deposit alternative supplier, responded to the CMA's announcement?

Zero Deposit has welcomed the CMA's efforts to improve industry standards. They support the need for comprehensive standards and a code of conduct in the deposit replacement market to protect tenants.

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What are some key provisions of the Renters Reform Bill, and why is it described as a significant private rented sector reform?

The Bill proposes abolishing Section 21 evictions, allowing tenants to keep pets, introducing a new Ombudsman for tenant complaints, converting tenancies into periodic tenancies, granting tenants a two-month notice right, and establishing a Property Portal and Landlo...

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What market segment do co-living companies target?

Co-living focuses on single individuals between the ages group 18 and 35 years.

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Which type of solar collector is best for the UK climate, evacuated tubes or flat panels?

In the UK, both types of collectors can work effectively. Evacuated tube collectors may perform slightly better on cold sunny days, while flat panels can blend in better visually with roofs. The choice depends on specific preferences and roof space availability.

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How can landlords prepare for the upcoming regulations?

Landlords can take several steps to prepare, such as improving insulation, upgrading heating systems, and installing energy-efficient lighting in their properties. Ensuring their properties have an EPC rating of Band C or above is essential.

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How have net-zero and climate emergency policies influenced the focus on embodied carbon?

Net-zero and climate emergency policies have emphasised reusing existing buildings on land instead of pursuing demolition to reduce embodied carbon in construction projects.

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What is the purpose of the updated approach to publications by RSH?

RSH's updated approach to publications aims to ensure an equal emphasis on economic and consumer regulation of social housing, facilitating improvements in housing quality and services provided by all landlords.What are the key standards introduced by RSH for social ...

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What are council tax premiums in Wales, and why are they being implemented?

Council tax premiums in Wales are additional charges imposed on long-term empty dwellings and second homes to motivate property owners to bring their vacant properties into use as safe and affordable homes. The premiums aim to address housing shortages and promote ho...

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What are the implications if the final price of the works exceeds the tender sum returned?

Best advice is to follow a formal specification and tender process, inviting owners to nominate contractors and to nominate a place where tenders can be inspected. The Contract Administrator’s job is to try to bring the contract in on budget, he or she should make ...

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Ask our Experts

What our customers are asking:

Who provides Green loans and mortgages with reduced interest rates?

How will the Bill affect tenancy durations?

The Renters Reform Bill will introduce measures that will provide tenants more security and flexibility by removing fixed-term tenancies.

Why are landlords planning to quit the private rental market?

Many landlords believe the new Renters Reform Bill will affect their prospects adversely, so they want to leave before it impacts them financially.

How does the Leasehold and Freehold Reform Bill aim to benefit current leaseholders?

The bill primarily intends to simplify and reduce costs for leaseholders looking to extend their lease or purchase their freehold.

What can the UK learn from the US coliving model?

The UK can learn valuable lessons from the US coliving model, such as addressing housing affordability issues, offering high-quality living spaces, and catering to diverse demographics.

How can homeowners gain from this government initiative?

Homeowners can gain from a cut in their mortgage rate if they use these schemes to make their homes more energy efficient.

Who is coliving designed for?

Coliving is designed for young working professionals, remote workers, digital nomads, and students who seek affordable and community-oriented living arrangements.

How will the 2024 UK pet microchipping reforms help prevent pet theft?

The reforms will make it easier to flag suspicious activity related to pet theft and strengthen the process for transferring ownership of pets.

What reforms have been implemented in the Welsh private rented sector?

How did COVID-19 affect short-term lets in the UK, short term and long term?

What recommendations has the CMA proposed to address the identified problems it identified with the housing market?

How did the Chancellor address the issue of falling tax revenues and potential budget deficit?

The Chancellor's NIC cut is estimated to reduce tax revenues by 10.5 billion annually. Future tax increases resulting from freezing income tax thresholds are planned to offset this.

What are the benefits of a country having fiscal rules?

Fiscal rules help instill discipline in government finances to maintain sustainable debt levels. They also contribute to economic stability by creating a more predictable economic environment.

How will the proposed changes impact housing development, particularly in the build-to-rent sector?

How does the new mortgage charter benefit borrowers?

What is the Environmental Farmers Group (EFG)?

EFG is a cooperative founded by farmers in Hampshire, Wiltshire, and Dorset dedicated to implementing coordinated environmental projects on a catchment scale.

What changes are proposed for existing leaseholders?

How is Scottish Land & Estates proposing to address these issues?

What is the Renters Reform Bill, and why is its progress a matter of concern?

Is there a Code of Practice for Developers carrying out building safety remediation works?

Yes, currently, the Code of Practice is applicable exclusively in England. However, there's a possibility that the Welsh Government may adopt it for use in Wales in the future.

What is the purpose of the new licensing scheme introduced by Kensington and Chelsea Council?

How has Zero Deposit, a deposit alternative supplier, responded to the CMA's announcement?

What are some key provisions of the Renters Reform Bill, and why is it described as a significant private rented sector reform?

What market segment do co-living companies target?

Co-living focuses on single individuals between the ages group 18 and 35 years.

Which type of solar collector is best for the UK climate, evacuated tubes or flat panels?

How can landlords prepare for the upcoming regulations?

How have net-zero and climate emergency policies influenced the focus on embodied carbon?

Net-zero and climate emergency policies have emphasised reusing existing buildings on land instead of pursuing demolition to reduce embodied carbon in construction projects.