Frequently Asked Questions

How does the new mortgage charter benefit borrowers?

The charter allows borrowers to communicate with their lender without impacting their credit score, provides the option to switch to interest-only or extend the mortgage term without credit score consequences, and offers measures to avoid repossession in extreme circumstances.

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Meet our Expert Property Commentators

Natalie Birmingham
Natalie Birmingham
Helpdesk Support Manager
image over card Natalie Birmingham
Mary-Anne Bowring
Mary-Anne Bowring
Group Managing Director
image over card Mary-Anne Bowring
Steve Norman
Steve Norman
Planning Director
image over card Steve Norman
Ian barber
Ian barber
Managing Director - BTR North
image over card Ian barber
Jon Curtis
Jon Curtis
MRICS Head of Building Engineering
image over card Jon Curtis
Kate Robinson
Kate Robinson
MTPI MD Blocks/FM Management (London Region)
image over card Kate Robinson
Lee Harle
Lee Harle
Partner Ringley Law
image over card Lee Harle
Anthony Kingdon
Anthony Kingdon
MIRPM AssocRICS MD Blocks/FM Management
image over card Anthony Kingdon
Chris Georgalis
Chris Georgalis
MRICS Head of Commercial Valuation
image over card Chris Georgalis
Nichola Pughe
Nichola Pughe
MRICS Head of Residential Valuation
image over card Nichola Pughe

How does the new mortgage charter benefit borrowers?

The charter allows borrowers to communicate with their lender without impacting their credit score, provides the option to switch to interest-only or extend the mortgage term without credit score consequences, and offers measures to avoid repossession in extreme circumstances.

Valuation Services provided by The Ringley Group

homepage - operational living sector experts - btr living section image
Bank Valuations
homepage - operational living sector experts - block management image
Development Valuations
homepage - operational living sector experts - professional services image
Rent Reviews
homepage - operational living sector experts - commercial and coworking image
Tax Valuations
homepage - operational living sector experts - proptech it advisory image
Balance Sheet Valuations

Social


Blogs on similar property topics

ASSET MANAGEMENT
How to sell your flat - fast!
Before you put your flat on the market, make sure you're ready. Most interest comes within the first two weeks, so have high-quality photos, a floor plan, and a well-written description prepared in advance.

Read More

ASSET MANAGEMENT
Leaseholders Win Right to Manage Chelsea Bridge Wharf in Landmark Decision
Chelsea Bridge Wharf’s leaseholders have made history by winning the Right to Manage (RTM) the £1 billion riverside complex, home to the Berkeley Group’s headquarters. This triumph shifts control from traditional freeholders to residents, aligning with ongoing UK leasehold reforms. The decision signals a pivotal moment for leaseholder empowerment, particularly at high-value sites where financial stakes have long been skewed toward developers a...

Read More

ASSET MANAGEMENT
Terrorism: is your block policy right for you?
With vigils held earlier today for the victims of Friday's horrific terror attack at London Bridge, our thoughts are with their families and friends. At Ringley, we are also acutely aware of the implications of the terrorism threat for property managers, their clients, and residents. 

Read More


Blogs related:

ASSET MANAGEMENT
How to sell your flat - fast!

Read

ASSET MANAGEMENT
Leaseholders Win Right to Manage Chelsea Bridge Wharf in Landmark Decision

Read

ASSET MANAGEMENT
Terrorism: is your block policy right for you?

Read

Meet our Expert Property Commentators

Mary-Anne Bowring FTPI FRICS FARLA FCABE Founder/Head of Asset Management

Strategic partnerships, holistic delivery/ opportunities, growth, value engineering, thought leadership

Ian Barber MD BTR Mobilisation & Leasing

Runs HQ & site lease-up teams. Drives rent pricing, mobilisation, marketing, happy residents!

Jon Curtis MRICS Head of Building Engineering

Chartered Building Surveyor. Lectures on EWS1 & building safety. Runs CapEx programmes.

Kate Robinson MTPI MD Blocks/FM Management (London Region)

Master plan setup, ops and staffing and resident engagement. ISO45001 champion.

Lee Harle Partner Ringley Law

Plot conveyancing. Debt litigation. Group Company Secretary.

Anthony Kingdon MIRPM AssocRICS MD Blocks/FM Management (North Region)

Stakeholder engagement. Mixed tenure specialist. Budget management. Plant audit, PPM compliance.

Chris Georgalis MRICS Head of Commercial Valuation

Chartered Valuer. Rental valuations: retail, leisure. IRR modelling and valuations for secured lending. Compulsory purchase & rent reviews

Nichola Pughe MRICS Head of Residential Valuation

Chartered Valuer. Rental development & mixed use valuations, IRR modelling. Leasehold enfranchisement specialist

Natalie Birmingham Helpdesk Support Manager

Trainer & Helpdesk Manager: people, systems,contractors. ISO45001 supply chain accreditation.

Steve Norman Planning Director

Land due diligence (opportunities & constraints) Has contributed to a number of award winning schemes.