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Service Charges and Inflation: Should Annual Service Charge Increases be Inflation Linked?

Every year, leaseholders across the UK wait nervously for the new service charge budget. It’s common to hear people ask: ‘What’s a reasonable annual rise – maybe inflation?’ But is that really the right way to think about it? The truth is, service charges aren’t like...

Read    23/09/2025

Service Charges, Reserve Funds, and Sinking Funds Explained

If you own a flat in the UK, you’ve probably come across the terms service charge, reserve fund, and sinking fund. They can sound like jargon, and many leaseholders wonder what the real differences are. In fact, these funds are closely linked, but each has its own pu...

Read    23/09/2025

Selling Shares in a Self-Managed Freehold ManCo: Getting Fair Value Explained

If you live in a block of flats with a freehold company, you probably also own a share in that company. You may have bought your flat with a share of the freehold, been part of the original freehold purchase group or bought a lease extension with freehold share or si...

Read    23/09/2025

RTM Directors Be Aware: What Every New Director Needs to Know About Service Charges

Becoming a director of a Right to Manage (RTM) company can feel exciting. You and your neighbours finally have control over how your block is run. But here’s the catch – it only works if you can collect the service charge. Without that money, there’s no budget for cl...

Read    23/09/2025

Service Charges: Can't Pay, Won't Pay- What RTM Companies Need to Know

If you live in a block of flats, you’ll know that service charges are the lifeblood of the building. They pay for everything from insurance and cleaning to repairs and long-term maintenance. But what happens when some leaseholders don’t pay? Sometimes it’s a case of ...

Read    22/09/2025

Defective Leases and Service Charges: Who Pays the Price?

Life in a leasehold flat isn’t always simple, especially when the lease itself has problems. Some leases leave out key clauses, like how to recover certain costs through the service charge. This can leave freeholders, resident management companies, and leaseholders s...

Read    22/09/2025

Service Charges and Future Planning: Why a CapEx Plan Matters

If you live in a leasehold flat or help run a residents’ management company, you’ll know that service charges are often a hot topic. But what about planning ahead for the big stuff? That’s where a capital expenditure plan, or CapEx plan for short, comes in. It might ...

Read    22/09/2025

Service Charges and Reserve Funds Explained

If you own a flat in the UK, you’ve probably come across the words ‘service charge’ and ‘reserve fund’. These two things are part of everyday life in leasehold blocks, but they can feel a bit confusing. What’s the difference between them? Should they be kept apart? A...

Read    22/09/2025

The Trials and Tribulations of Leaseholders and Management Companies

Having a flat in the UK means you have to deal with all kinds of special rules when it comes to being a property owner, or leaseholder. For many leaseholders (referred to as tenants under landlord and tenant laws), the service charge and the management arrangements a...

Read    22/09/2025

Can Leaseholders Really Manage Their Own Block of Flats

If you live in a block of flats, you’ve probably groaned at the sight of your latest service charge demand. Many leaseholders think, *“Surely we can do this better ourselves?”* On paper, self-managing your block sounds like a great idea. No managing agent’s fees, mor...

Read    22/09/2025

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