Ask from our Property Experts

What our customers are asking:

What types of insulation upgrades are available through the UK energy efficiency grants specifically the ECO4 scheme?

Cavity wall, loft, and solid wall insulation upgrades are available through the Energy Company Obligation 'ECO4' scheme.

Read by(1)

Why did RAAC concrete cause UK government to order the immediate closure of hundreds of school buildings?

The government took this drastic step after "new evidence" emerged, highlighting the safety risks associated with RAAC. A concrete beam collapsed during the school holidays.

Read by(1)

What should I do as a tenant if my landlord is not addressing repair concerns?

Document the issue in writing through a formal letter or email. If the problem persists, contact your local council for intervention.

Read by(1)

What is the core issue with pooled client accounts for letting agents in the UK?

The challenge revolves around the closure or reluctance of banks to open pooled client accounts for letting agents, citing violations of anti-money laundering (AML) regulations.

Read by(1)

What does Andrew Griffith, the Economic Secretary to the Treasury, affirm regarding pooled client accounts and AML regulations?

Griffith stated that banks can apply simplified due diligence to pooled client accounts, especially when they assess the risk of money laundering and terrorist finance to be low.

Read by(1)

What prompted the CMA to conduct a market study into the housebuilding sector?

The CMA initiated the study to address longstanding issues in the UK housing market and provide evidence-based recommendations for policymakers.

Read by(1)

What are some of the key findings of the CMA's market study?

The study revealed consistent failures in the house-building market to meet consumer needs over several decades, identifying challenges in planning systems, land market operations, and house-builder incentives.

Read by(1)

How do the UK Household Costs Indices per housing consumer group (HCIs) complement indices like CPIH and CPI?

The HCIs supplement the Consumer Prices Index, including owner-occupiers' Housing costs (CPIH) and the Consumer Prices Index (CPI). They demonstrate how prices of goods and services consumed by various household subgroups change over time, offering insight into their...

Read by(1)

How did COVID-19 affect short-term and long-term let-downs in the UK?

The pandemic boosted short-term lets with a surge in domestic travel. Landlords shifted to tourist markets like the Lake District and Cornwall, displacing locals. The UK staycation trend has continued post-pandemic.

Read by(1)

What factors contribute to the rise in rents?

Landlords are grappling with the impact of persistent interest rate hikes on mortgages, navigating new regulations, and facing increased costs, leading to a projected surge in rents.

Read by(1)

Bank of England report: why are landlords selling up and leaving the Private Rented Sector (PRS)? What challenges are they facing?

Many landlords are leaving the PRS due to increased taxes and regulatory burdens, a trend observed over the past several years says the Bank of England report.

Read by(1)

What key reforms to the Renters Reform Bill address do property pundits want?

Many landlords want to keep Section 21 which is a simple clean no fault eviction process that can be triggered after six months on an Assured Shorthold Tenancy Agreement. There is a fear of Court backlogs frustrating a more complex process.

Read by(1)

What conditions must property owners meet to qualify for a mortgage on a property with cladding?

To qualify for a mortgage, property owners must demonstrate that the developer, leaseholder, or a government program will cover the unsafe cladding.

Read by(1)

What key factor is likely to influence the 2024 general election?

Arguably housing, given the cost of living, queues of renters bidding for a single property and continued under supply, therefore, housing is identified as a crucial factor among certain segments of buyers and sellers during the upcoming elections.

Read by(1)

How can lenders address the potential impact of flood risk and the end of the Flood Re Scheme?

Lenders must leverage property-level insights and use the information to allow lenders to holistically analyse the risk profile of the property, incorporating Loan-to-Value (LTV) measures, affordability criteria, and other property risks.

Read by(1)

What is Open Banking, and how does it work?

Open Banking is a technology that allows consumers and businesses to share financial data with authorised providers. The access granted is 'read-only,' ensuring providers can view data without control.

Read by(1)

How do ground rents work, and why are they significant in the retirement housing sector?

Ground rents are payments made by leaseholders to landlords for land use or a lease of land for personal residential purposes. In the retirement housing sector, it is argued that ground rents play a crucial source of income for developers.

Read by(1)

The Band C Regulation

Landlords of privately rented properties in the UK must ensure that their properties meet the minimum energy efficiency standard of Band C.

Read by(1)

What's the problem with the UK letting market?

There are multiple problems affecting the letting market in the UK. Demand is high, supply is short, and landlords have to deal with complex legislation.

Read by(1)

Are mortgage completions falling in 2022 vs 2021?

Mortgage approvals are crashing, and there are fewer buyers. In November 2022, mortgage approvals were significantly below their 10-year average.

Read by(1)

When should someone consult a doctor about chronic fatigue?

A physician should be consulted if a person has a headache, fever, or unexplained pain, besides fatigue.

Read by(1)

Why should we avoid caffeine?

Caffeine causes a temporary boost in energy. It can cause withdrawal symptoms, including weakness after the initial effect wears off.

Read by(1)

What lifestyle changes can help fight fatigue?

Moderate-intensity exercise for a minimum of two hours per week, quitting smoking, addressing workplace issues, and avoiding long hours of sitting are a few lifestyle changes to mitigate fatigue.

Read by(1)

How long does it take to get an EPC?

Landlords or sellers can get a call within 48 hours of filling out a form. The survey must be done within 10 days. The EPC is provided the day after the assessment is completed.

Read by(1)

When was the UK Renters Reform Bill first introduced?

The Renters Reform Bill was first introduced in 2019.

Read by(1)

What was been proposed in the Fairer Private Rented Sector White Paper?

The Fairer Private Rented Sector White Paper has proposals for abolishing Section 21, the need to meet Decent Home Standards, and the appointment of a new ombudsman, among other things.

Read by(1)

What is Multiple Dwellings Relief (MDR), and why was it introduced?

Multiple Dwellings Relief (MDR) was introduced in 2011 to encourage investment in residential properties by lowering Stamp Duty Land Tax (SDLT) rates for buyers acquiring interests in multiple dwellings within a single transaction.

Read by(1)

How will the abolition of MDR affect the build-to-rent (BTR) sector?

Removing Multiple Dwellings Relief (MDR) will increase stamp duty costs for BTR projects, especially in areas with lower property values. This could reduce the viability of BTR developments and discourage future investment in the sector.

Read by(1)

What are the new energy efficiency rules for the private residential rental sector in the UK?

The UK government is proposing to raise the minimum Energy Performance Certificate (EPC) rating to a band C by 2025 for new residential tenancies and for all tenancies by 2028.

Read by(1)

What is the criterion for the height of a building to receive funding support under the Medium-rise scheme (MRS)?

The Medium-rise Scheme will cover unsafe or unsellable buildings with heights between 11m and 18m.

Read by(1)

Ask our Experts

What our customers are asking:

What types of insulation upgrades are available through the UK energy efficiency grants specifically the ECO4 scheme?

Cavity wall, loft, and solid wall insulation upgrades are available through the Energy Company Obligation 'ECO4' scheme.

Why did RAAC concrete cause UK government to order the immediate closure of hundreds of school buildings?

The government took this drastic step after "new evidence" emerged, highlighting the safety risks associated with RAAC. A concrete beam collapsed during the school holidays.

What should I do as a tenant if my landlord is not addressing repair concerns?

Document the issue in writing through a formal letter or email. If the problem persists, contact your local council for intervention.

What is the core issue with pooled client accounts for letting agents in the UK?

The challenge revolves around the closure or reluctance of banks to open pooled client accounts for letting agents, citing violations of anti-money laundering (AML) regulations.

What does Andrew Griffith, the Economic Secretary to the Treasury, affirm regarding pooled client accounts and AML regulations?

Griffith stated that banks can apply simplified due diligence to pooled client accounts, especially when they assess the risk of money laundering and terrorist finance to be low.

What prompted the CMA to conduct a market study into the housebuilding sector?

The CMA initiated the study to address longstanding issues in the UK housing market and provide evidence-based recommendations for policymakers.

What are some of the key findings of the CMA's market study?

How do the UK Household Costs Indices per housing consumer group (HCIs) complement indices like CPIH and CPI?

How did COVID-19 affect short-term and long-term let-downs in the UK?

What factors contribute to the rise in rents?

Landlords are grappling with the impact of persistent interest rate hikes on mortgages, navigating new regulations, and facing increased costs, leading to a projected surge in rents.

Bank of England report: why are landlords selling up and leaving the Private Rented Sector (PRS)? What challenges are they facing?

Many landlords are leaving the PRS due to increased taxes and regulatory burdens, a trend observed over the past several years says the Bank of England report.

What key reforms to the Renters Reform Bill address do property pundits want?

What conditions must property owners meet to qualify for a mortgage on a property with cladding?

To qualify for a mortgage, property owners must demonstrate that the developer, leaseholder, or a government program will cover the unsafe cladding.

What key factor is likely to influence the 2024 general election?

How can lenders address the potential impact of flood risk and the end of the Flood Re Scheme?

What is Open Banking, and how does it work?

How do ground rents work, and why are they significant in the retirement housing sector?

The Band C Regulation

Landlords of privately rented properties in the UK must ensure that their properties meet the minimum energy efficiency standard of Band C.

What's the problem with the UK letting market?

There are multiple problems affecting the letting market in the UK. Demand is high, supply is short, and landlords have to deal with complex legislation.

Are mortgage completions falling in 2022 vs 2021?

Mortgage approvals are crashing, and there are fewer buyers. In November 2022, mortgage approvals were significantly below their 10-year average.

When should someone consult a doctor about chronic fatigue?

A physician should be consulted if a person has a headache, fever, or unexplained pain, besides fatigue.

Why should we avoid caffeine?

Caffeine causes a temporary boost in energy. It can cause withdrawal symptoms, including weakness after the initial effect wears off.

What lifestyle changes can help fight fatigue?

Moderate-intensity exercise for a minimum of two hours per week, quitting smoking, addressing workplace issues, and avoiding long hours of sitting are a few lifestyle changes to mitigate fatigue.

How long does it take to get an EPC?

Landlords or sellers can get a call within 48 hours of filling out a form. The survey must be done within 10 days. The EPC is provided the day after the assessment is completed.

When was the UK Renters Reform Bill first introduced?

The Renters Reform Bill was first introduced in 2019.

What was been proposed in the Fairer Private Rented Sector White Paper?

The Fairer Private Rented Sector White Paper has proposals for abolishing Section 21, the need to meet Decent Home Standards, and the appointment of a new ombudsman, among other things.

What is Multiple Dwellings Relief (MDR), and why was it introduced?

How will the abolition of MDR affect the build-to-rent (BTR) sector?

What are the new energy efficiency rules for the private residential rental sector in the UK?

The UK government is proposing to raise the minimum Energy Performance Certificate (EPC) rating to a band C by 2025 for new residential tenancies and for all tenancies by 2028.

What is the criterion for the height of a building to receive funding support under the Medium-rise scheme (MRS)?

The Medium-rise Scheme will cover unsafe or unsellable buildings with heights between 11m and 18m.

Ask from our Property Experts

What our customers are asking:

What our customers are asking:

What types of insulation upgrades are available through the UK energy efficiency grants specifically the ECO4 scheme?

Why did RAAC concrete cause UK government to order the immediate closure of hundreds of school buildings?

What should I do as a tenant if my landlord is not addressing repair concerns?

What is the core issue with pooled client accounts for letting agents in the UK?

What does Andrew Griffith, the Economic Secretary to the Treasury, affirm regarding pooled client accounts and AML regulations?

What prompted the CMA to conduct a market study into the housebuilding sector?

What are some of the key findings of the CMA's market study?

How do the UK Household Costs Indices per housing consumer group (HCIs) complement indices like CPIH and CPI?

How did COVID-19 affect short-term and long-term let-downs in the UK?

What factors contribute to the rise in rents?

Bank of England report: why are landlords selling up and leaving the Private Rented Sector (PRS)? What challenges are they facing?

What key reforms to the Renters Reform Bill address do property pundits want?

What conditions must property owners meet to qualify for a mortgage on a property with cladding?

What key factor is likely to influence the 2024 general election?

How can lenders address the potential impact of flood risk and the end of the Flood Re Scheme?

What is Open Banking, and how does it work?

How do ground rents work, and why are they significant in the retirement housing sector?

The Band C Regulation

What's the problem with the UK letting market?

Are mortgage completions falling in 2022 vs 2021?

When should someone consult a doctor about chronic fatigue?

Why should we avoid caffeine?

What lifestyle changes can help fight fatigue?

How long does it take to get an EPC?

When was the UK Renters Reform Bill first introduced?

What was been proposed in the Fairer Private Rented Sector White Paper?

What is Multiple Dwellings Relief (MDR), and why was it introduced?

How will the abolition of MDR affect the build-to-rent (BTR) sector?

What are the new energy efficiency rules for the private residential rental sector in the UK?

What is the criterion for the height of a building to receive funding support under the Medium-rise scheme (MRS)?

Insights, articles & blogs