link to ringley website
  • Home
  • About Us
    About us & leadership Awards Savings for Clients Case Studies Green Management Strategies Market Overview Leasehold Reform Campaign Money Back Guarantee
  • Our Services
    • Asset Management
      • UK Asset Management
      • Project Monitoring
      • ESG Consultancy & Implementation
      • PropTech & Living Sectors Platform
      • Marketing Insights
      • Resident Journey
      • Stabilised Assets
      • UK Build to Rent
      • UK Later Living
      • UK Co-Living
      • UK Student Accommodation
      • UK Single Family Housing
    • Block Management
      • Overview - London
      • Overview - Wales & West
      • Overview - Southwest
      • Right to Manage
      • Freehold Management
      • Resident Management
      • Estates of Houses
      • Ground Rent Collection
      • How to change agent?
      • Block Management Services
      • Can't afford an agent?
      • Legal & Tribunals
      • Top 10 Tips
      • Report an incident
    • Commercial Management
    • Law
      • Overview
      • Meet The Team
      • Recommendations
      • Right to Manage
      • Lease Extensions
      • Freehold Purchase
      • Absentee Freeholder
      • Court Appointed Manager
      • Conveyancing - Wales
      • Conveyancing - England
      • Service Charge/Rent Arrears Recovery
      • Company Secretary
    • Property Valuations
      • Overview
      • Loan Security
      • Company Accounts
      • Lease Extensions
      • Freehold Purchase
      • Rent Reviews
      • Ground Rent Investment
      • Development Valuations
      • Expert Witness & Litigation
      • Tax, Trusts & Accounts Valuations
      • Trading Business
      • Compulsory Purchase
      • Residential Valuations
    • Engineering
      • Overview
      • EWS1 Consultancy
      • Asbestos
      • Contract Administration
      • Fire Assesment
      • Homebuyer Survey
      • Building Survey
      • Schedules
      • Party Wall Matters
      • Principle Designer
      • Disability Access Audits
      • Small Building Works
      • Fire Door Inspection
      • Insurance Valuations
    • Property Accounting
      • Finance
      • Quote For Service Charge Accounts?
      • Property Accounting Law
      • Accounting Updates
      • To Audit or Not?
    • Plant & Facilities Management
      • Plant & Facilities Management
      • Fire Door Inspection APP
      • Fire Safety Update
    • Site Staffing Solutions
      • Ringley Integrated Site Staff Solutions
    • Leasehold Guidance
      • Overview
      • Right to Manage
      • Purchasing The Freehold
      • Court Appointed Manager
      • Absentee Freeholder
  • Insights
    Asset Management Articles Block Management Blogs Publications BTR Rental Market Blogs Customer Insights FAQ - Ask Our Experts Insurance Calculator
  • ESG
  • E-books
  • Get In Touch
  •    
  • Work with us
  •  
  • Portal Login
Lenders to rethink cladding safety forms

Written by: Mary-Anne Bowring 03/09/2020
  725       0
Responsive image

The Housing Minister has confirmed that lenders will review the EWS1 form

Mortgage lenders are to ask the Secretary of State for Housing, Communities and Local Government, what recent assessment he has made of the effect of the installation of External Wall Systems (EWS) on the ability of leaseholders to sell properties fitted with flammable cladding.
In response to a question in Parliament earlier this week, Housing Minister Christopher Pincher has confirmed that mortgage lenders are to review their use of External Wall System or EWS1 forms.
The Housing Minister said the Government is aware that some lenders are requesting valuers use the EWS1 form on a wider scope of buildings than was intended and he accepted that ?this may be having a negative effect on the mortgage market for such buildings?; a master[piece of understatement, given that hundreds of leaseholders around the country are finding it impossible to move or re-mortgage as a result of these forms.


However, the situation may be improving now that the Minister for Building Safety has held a roundtable with mortgage lenders, who agreed a more ?nuanced approach to risk is required?. According to Christopher Pincher, they are reviewing their policies and guidance to valuers on the use of the form. If true, we hope any re-think is quickly translated into action for those flat owners who are desperate to sell their homes but whose flats have been blighted by zero valuations from mortgage lenders.
Ringley Group MD Maryanne Bowring is an expert speaker on the topic of EWS1 forms and their impact on the leasehold market. She says ?I have heard of a case where a mortgage valuer requested an EWS1 form on a bungalow - which seems just blatant abuse of the intended purpose. Since government guidance changed to require that 'anything that assists a fire' on the 'external wall system' needs to be addressed, and that this applies to all buildings irrespective of height, the common sense principle of means of escape certainly in lower-rise buildings seems to have been wholly overlooked?.
We support a review of guidance and are concerned as to the blight affecting many homeowners, not only struggling to sell but to remortgage too.
www.ringley.co.uk
Why not READ our Planet Rent Blog too: blog.planetrent.co.uk



Property Management Block Management
POPULAR POSTS

Solar panels on flats - what you need to know

Is noise getting you down?

Ground Rent: Fines for Landlords Who Charge Ground Rent

High Court: Right to Rent does breach human rights

Landlords beware - Don't believe everything you read!

RECENT POSTS

UK Leasehold Reform: Moving Towards Commonhold Ownership

Government to Introduce Single Construction Regulator by 2028 in Response to Grenfell Inquiry

Real Estate Experts Urge House of Lords to Amend Renters Reform Bill

Real Estate Developers Boost Investment in UK Student Accommodation Sector

Changes to Right to Manage Rules Announced Under Leasehold and Freehold Reform Act 2024



Blogs related:

ASSET MANAGEMENT
Which UK political party is best for housing & house price growth?
Elections in the UK are not due until the end of January 2025, but it is almost guaranteed that the general election will be scheduled in 2024. Pulling in voters to the polling station during the Christmas and New Year holidays can be quite a challenge, and that’s why an autumn election appears very likely. The outcome of the elections can be influenced by various factors and issues faced by the UK electorate. Still, according to experts, hous...

Read


ASSET MANAGEMENT
What are my options if my landlord refuses to address repair concerns
As a renter, you have likely faced hassling situations in your leased premises. It could be a leaky tap, a faulty window/door, or a malfunctioning boiler during a cold spell. You expect the landlord to promptly acknowledge and address the problem, as any good landlord would. However, statistics suggest that does not always happen. Some landlords may, at best, be sluggish in addressing repairs or, at worst, completely disregard your plea.It is ...

Read


ASSET MANAGEMENT
The government gives the thumbs up to renters' pets
Should landlords be more pet-friendly? The Government certainly seems to think so. It’s no secret that we Brits love our pets, with an estimated 44% of us sharing our homes with at least one animal. But landlords aren’t so keen. Pets can be dirty and destructive and regardless of withholding deposit payments to cover the cost of the clean-up at the end of the tenancy, for many buy-to-let landlords, the hassle just isn’t worth it.For renters, t...

Read


Meet our Expert Property Commentators

Mary-Anne Bowring FTPI FRICS FARLA FCABE Founder/Head of Asset Management

Strategic partnerships, holistic delivery/ opportunities, growth, value engineering, thought leadership

Ian Barber MD BTR Mobilisation & Leasing

Runs HQ & site lease-up teams. Drives rent pricing, mobilisation, marketing, happy residents!

Jon Curtis MRICS Head of Building Engineering

Chartered Building Surveyor. Lectures on EWS1 & building safety. Runs CapEx programmes.

Kate Robinson MTPI MD Blocks/FM Management (London Region)

Master plan setup, ops and staffing and resident engagement. ISO45001 champion.

Lee Harle Partner Ringley Law

Plot conveyancing. Debt litigation. Group Company Secretary.

Anthony Kingdon MIRPM AssocRICS MD Blocks/FM Management (North Region)

Stakeholder engagement. Mixed tenure specialist. Budget management. Plant audit, PPM compliance.

Chris Georgalis MRICS Head of Commercial Valuation

Chartered Valuer. Rental valuations: retail, leisure. IRR modelling and valuations for secured lending. Compulsory purchase & rent reviews

Nichola Pughe MRICS Head of Residential Valuation

Chartered Valuer. Rental development & mixed use valuations, IRR modelling. Leasehold enfranchisement specialist

Natalie Birmingham Helpdesk Support Manager

Trainer & Helpdesk Manager: people, systems,contractors. ISO45001 supply chain accreditation.

Steve Norman Planning Director

Land due diligence (opportunities & constraints) Has contributed to a number of award winning schemes.


inshights shared - link to planetrent blogs

Landlord blog
Read landlord blog
inshights shared - link to ringley blogs

Property blogs
Read property blogs
inshights shared - link to ringley articles

Property articles
Read property articles
inshights shared - link to ringley ebooks

E-books
Read E-books

link to ringley social media facebook link to ringley social media instagram link to ringley social media linkedin link to ringley social media x-twitter
link to ringley social media x-twitter for small device
link to ringley social media linkedin for small device
link to ringley social media instagram for small device
link to ringley social media facebook for small device
  • Ringley Group
  • About us
  • CSR / ESG
  • BusyLiving
  • PlanetRent
  • Talk to us
  • Careers
  • Ask a Question
  • Insights
  • Articles
  • Blogs
  • Subscribe
  • BTR & PRS Buildings
  • What we do
  • Asset Management
  • Block Management
  • Facilities Management
  • Property Law
  • Surveying / Valuation
  • Building Engineering
  • Financial Services
  • Managing Agents
  • Block Management Locations
  • Co-working
  • Renting & Letting
  • Right to Manage
  • Contractor Management
  • Space to Work
  • Fees and Client Money Protections
  • Email: solutions@ringley.co.uk

  • Emergency line 1: 0207 428 2056

  • Emergency line 2: 0207 267 2900

  • Report an incident
  • Our Offices
  • London
  • Ringley House
  • 1 Castle Road
  • London
  • NW1 8PR
  • T: 0207 267 2900
  • London
  • Ringley House
  • 47 Rochester Place
  • London
  • NW1 9JL
  • Manchester
  • 11 Swan Street
  • Northern Quarter
  • Manchester
  • M4 5JJ
  • T: 0330 174 7777
  • Cardiff
  • 122 West Bute Street
  • Cardiff Bay
  • Cardiff
  • CF10 5LJ
  • T: 0330 174 7747
Privacy Policy
Ringley Staff Dashboard
link to ifsm website link to tpi website link to tpos website link to rics website link to ukgbc website link to government security industry authority website link to alep website

All content © copyright 2025. Ringley Limited. All Rights reserved. Ringley Limited, incorporated and registered in England and wales. Registered office: Ringley House, 1 Castle Road, London, NW1 8PR. Company No. 03302438
Terms of use | Privacy Policy | Modern slavery act | COVID-19 risk assessment