Mary-Anne Bowring 02/09/2020
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Ownership Structure
- Joint Tenancy: Each owner holds an equal share in the entire property.
- Tenancy in Common: Each owner can hold different shares (e.g., 60-40 or 70-30).
Right of Survivorship
- Joint Tenancy: When one owner dies, their share automatically passes to the surviving owner(s).
- Tenancy in Common: An owner’s share does not automatically pass to the others—it is inherited according to their will
Transfer of Ownership
- Joint Tenancy: Owners must agree to sell or transfer ownership together.
- Tenancy in Common: Owners can sell or transfer their individual share without the consent of the other owners.
Number of Owners
- Joint Tenancy: Up to four owners can be on the title at the same time.
- Tenancy in Common: No limit on the number of owners.
Financial Contributions
- Joint Tenancy: Contributions do not have to be equal, but ownership shares must be equal.
- Tenancy in Common: Owners can contribute unequal amounts and own shares that reflect their contributions.
Estate Planning & Inheritance
Meet our Expert Property Commentators
Mary-Anne Bowring FTPI FRICS FARLA FCABE Founder/Head of Asset Management
Strategic partnerships, holistic delivery/ opportunities, growth, value engineering, thought leadership
Ian Barber MD BTR Mobilisation & Leasing
Runs HQ & site lease-up teams. Drives rent pricing, mobilisation, marketing, happy residents!
Jon Curtis MRICS Head of Building Engineering
Chartered Building Surveyor. Lectures on EWS1 & building safety. Runs CapEx programmes.
Kate Robinson MTPI MD Blocks/FM Management (London Region)
Master plan setup, ops and staffing and resident engagement. ISO45001 champion.
Lee Harle Partner Ringley Law
Plot conveyancing. Debt litigation. Group Company Secretary.
Anthony Kingdon MIRPM AssocRICS MD Blocks/FM Management (North Region)
Stakeholder engagement. Mixed tenure specialist. Budget management. Plant audit, PPM compliance.
Chris Georgalis MRICS Head of Commercial Valuation
Chartered Valuer. Rental valuations: retail, leisure. IRR modelling and valuations for secured lending. Compulsory purchase & rent reviews
Nichola Pughe MRICS Head of Residential Valuation
Chartered Valuer. Rental development & mixed use valuations, IRR modelling. Leasehold enfranchisement specialist
Natalie Birmingham Helpdesk Support Manager
Trainer & Helpdesk Manager: people, systems,contractors. ISO45001 supply chain accreditation.
Steve Norman Planning Director
Land due diligence (opportunities & constraints) Has contributed to a number of award winning schemes.
